About Us

Welcome to stocksinfo.ai — this about us page is where I share who I am, why I started this site, and how I hope to help you become a more confident investor.

I created stocksinfo.ai as a place for everyday investors to learn about stocks, mutual funds, ETFs, and long-term wealth building in both the Indian and US markets. Everything you see here comes from my own research, experience, and ongoing learning as an investor.

Our Story: Why I Started StocksInfo.AI

For most of my career, I have worked as an IT professional. I have more than 17 years of experience with technology, solving complex problems, and thinking in a structured, data‑driven way.

In early 2021, I decided to apply that same mindset to personal finance and investing.

Like many new investors, I started with simple questions:

  • How do I pick good quality stocks?
  • Which mutual funds actually deserve my money?
  • How does compounding really work in the long term?
  • How do I balance investments between the Indian and US markets?

I spent countless hours reading, testing ideas, building a diversified portfolio, and seeing what works in real life — not just on paper. I made good decisions, I made mistakes, and I learned from both.

As my friends and colleagues started asking me for help with their own investments, I realised there was a clear gap:

  • Beginners felt overwhelmed by jargon and random “tips”.
  • Busy professionals wanted straightforward, researched explanations.
  • Indian investors interested in US stocks struggled to find simple, India‑focused guidance.

That is how stocksinfo.ai was born.

This about us page is my way of sharing that story with you: a technology professional who fell in love with investing and decided to document the full process so others could learn alongside me.

My Mission: Clear, Practical Learning For Real Investors

The purpose of stocksinfo.ai is simple: to make investing easier to understand and easier to act on — without noise, shortcuts, or promises that sound too good to be true.

Through this site, my mission is to:

  • Simplify core investing concepts so you can understand them in plain English.
  • Share research-backed opinions based on data and long-term thinking, not rumors.
  • Focus on what matters for Indian investors, especially those exploring US stocks and global diversification.
  • Highlight the power of compounding and patience instead of chasing quick gains.
  • Help you think in terms of goals and risk, not only returns.

This about us page is not here to impress you; it is here to set clear expectations about what you will find on the site and how I work.

“Know what you own, and know why you own it.” — Peter Lynch

Who This Site Is For

I built stocksinfo.ai with a few specific types of readers in mind.

Reader TypeWhat You’ll Find Most Helpful
Beginner investorsSimple guides on basics, terms, and getting started with confidence
Indian investors looking at US marketsContext, comparisons, and risks from an Indian point of view
Experienced investorsDeeper thinking on selection, allocation, and long-term structure

1. Beginner Investors

If you are just starting and feel lost between terms like P/E ratio, SIP, ETF, or index fund, you are in the right place. I write step‑by‑step guides and simple explanations so you can start investing without fear, even if you have never bought a stock before.

2. Indian Investors Looking At US Markets

If you already invest in Indian stocks or mutual funds and now want to add US stocks or global ETFs, you will find content focused on:

  • Comparing the Indian and US markets
  • Understanding risks such as currency impact
  • Thinking about allocation between domestic and global assets

3. Experienced Investors Exploring New Ideas

If you already understand the basics and want to go deeper, I also share thoughts and learnings on:

  • Stock selection frameworks
  • Mutual fund analysis
  • Long-term portfolio construction
  • Alternative investments such as PMS, unlisted shares, and commodity ETFs

Wherever you are in your investing path, this about us page should make it clear: I write for real people who want clarity, not noise.

What You’ll Find On StocksInfo.AI

On stocksinfo.ai, I cover a range of topics that matter to long-term investors.

Stock Market Basics And Strategies

  • Foundations of how stock markets work
  • Core concepts like valuation, risk, and margin of safety
  • Simple frameworks I personally use to study businesses

Mutual Funds, ETFs, And SIPs

  • How to compare mutual funds beyond just past returns
  • Understanding expense ratios, categories, and benchmarks
  • Differences between mutual funds and ETFs
  • How SIPs support long-term wealth building

Indian And US Market Insights

  • Thoughts on investing in Indian equities
  • Learnings from investing in US stocks as an Indian resident
  • How I think about building a portfolio across both markets

Long-Term Investing And Compounding

  • The math behind compounding (with real numbers and timelines)
  • Why time in the market matters more than timing the market
  • Stories and examples from my own investments

“The stock market is a device for transferring money from the impatient to the patient.” — Warren Buffett

Exploring Alternative Investments

For more advanced readers, I also discuss ideas such as:

  • PMS (Portfolio Management Services)
  • Unlisted shares and pre‑IPO opportunities (from an educational view)
  • Commodity ETFs and gold‑related products

I do not promise stock tips or guaranteed returns. Instead, I try to share clear thinking that helps you make better decisions for your own situation.

About Me

Hi, I am the person behind stocksinfo.ai.

Bijay Kumar

I have:

  • Over 17 years of experience in the IT industry
  • Been actively investing since early 2021
  • Built and refined a portfolio of direct stocks and mutual funds
  • Recently started investing in US stocks to learn more about global markets

My background in technology helps me think about investing in a structured way:

  • Break down a complex topic into smaller pieces
  • Look for first principles instead of copying others
  • Prefer data and logic over emotions and noise

This about us page reflects how I approach both my career and my investments: learn deeply, test carefully, and keep improving.

How I Approach Research And Content

When I publish something on stocksinfo.ai, I follow a few simple principles.

1. Long-Term, Not Short-Term

I focus on long-term wealth building, not trading calls or quick profits. I avoid chasing hot stories and instead try to understand businesses, funds, and strategies over many years.

2. Data First, Story Later

I base my views on:

  • Company financials and basic ratios
  • Fund portfolios and track records
  • Clear, publicly available information

I then write in a simple, conversational style so the ideas are easy to follow.

3. Independent And Transparent

  • I am not a SEBI‑registered analyst or investment advisor.
  • I do not run a paid advisory service.
  • Any stock, fund, or product I discuss is for education and illustration only.

I may mention investments I personally hold or watch, but that does not mean you should buy or sell them. Your risk, goals, and time horizon are your own.

How To Get The Most From StocksInfo.AI

If you are new to this site and found this about us page first, here is a simple way to move forward.

If You’re A Beginner

  • Start with articles on stock market basics, mutual funds, and SIPs
  • Focus on understanding terms before making big decisions
  • Learn how compounding and time work in your favor

If You’re Exploring US Stocks

  • Read content where I share my own experience of starting with the US markets
  • Pay attention to sections on risk, taxation context (from an educational angle), and currency impact
  • Think of US exposure as part of your full portfolio, not a separate bet

If You’re More Experienced

  • Look at deeper pieces on stock selection, fund analysis, and portfolio structure
  • Use my articles as one more input into your own thinking — not as a final answer
  • Consider ideas on PMS, unlisted shares, and commodity ETFs as starting points for your own research

Whatever stage you are in, I recommend reading the disclaimer section and the detailed site Disclaimer so you are clear about how to use the information here.

Disclaimer For StocksInfo.AI

Because this is an about us page, it is important to be very clear about what this site is — and what it is not.

  • Educational Purpose Only: All content on StocksInfo.ai is meant for informational and educational purposes only.
  • No Personal Advice: Nothing on this site should be treated as financial, investment, trading, tax, or legal advice.
  • No Registration As Advisor: I am not a SEBI‑registered investment advisor or research analyst, nor am I registered with any financial regulator in any country.
  • No Guarantees: While I try to share accurate, current information, StocksInfo.ai makes no warranty about completeness, reliability, or accuracy. Markets change, rules change, and errors are possible.
  • Investment Risk: All investments in stocks, mutual funds, ETFs, PMS, unlisted shares, and any other financial instruments carry risk, including the risk of losing your capital. Past performance does not guarantee future results.
  • Do Your Own Research: Before making any investment decision, you should do your own independent research and/or consult a qualified financial advisor who understands your personal situation.
  • No Responsibility For Losses: StocksInfo.ai and I, as the creator, are not responsible for any loss, damage, or consequences that arise from using information, tools, opinions, or examples shared on this site.

By using this website, reading this about us page, or acting on any content published here, you agree that you are using the information at your own risk.

For the full and detailed disclaimer, please visit the dedicated Disclaimer page.

Thank you for taking the time to read this about us page and learn more about me and stocksinfo.ai. I hope the content here helps you think more clearly about investing and gives you the confidence to build a portfolio that fits your own goals and comfort level.