Are you planning for a big financial goal? Whether it’s your child’s education, a dream home, retirement, or a vacation, reaching your target amount requires a well-calculated investment plan. Use our SIP Goal Calculator to estimate exactly how much you need to invest every month to achieve your desired goal.
FREE SIP Goal Calculator
What is a SIP Goal Calculator?
A SIP Goal Calculator is a simple, easy-to-use tool that helps you plan your mutual fund investments smartly. By entering your target amount, investment duration (years/months), and expected annual rate of return, the calculator quickly computes the required monthly SIP amount. If you wish, you can also include a lumpsum investment, and the calculator will adjust the monthly SIP accordingly.
- Set Your Target Amount: Enter your desired goal amount (e.g., ₹1 Crore).
- Choose Investment Period: Select the number of years you want to invest.
- Expected Annual Return: Input your expected rate of return.
- SIP Only or SIP + Lumpsum: Flexibility to calculate with monthly SIPs alone or combine with a lumpsum investment.
- Instant Results: See the exact monthly SIP needed to reach your goal.
- Detailed Breakdown: View total investment, final maturity amount, and how your investment grows over time.
Check out the Monthly SIP Calculator FREE
🧮 How Does the Calculator Work?
Just enter:
- 🎯 Your Target Amount (e.g. ₹25 lakhs)
- 📅 Investment Time Period (in years)
- 📈 Expected Annual Return (e.g. 12%)
- 💰 Choose between SIP only or SIP + Lumpsum
The calculator will instantly show how much monthly SIP you need to invest to reach your goal.
For example, if your target corpus is ₹1,00,00,000 in 10 years with an expected annual return, our calculator shows you’ll need to invest approximately ₹43,471 per month. Over 120 months, your total investment would be ₹52,16,514, and your investment grows to ₹1,00,00,000 through the power of compounding.
Key Features of Our SIP Goal Calculator
- ✅ Supports both SIP-only and SIP + Lump Sum calculations
- ✅ Instant and easy-to-use interface
- ✅ Works great for both short-term and long-term goals
- ✅ Helps you plan realistic investments based on expected returns
How to Use the Goal SIP Calculator?
- Enter Target Amount: Fill in the final amount you want to accumulate.
- Select Investment Duration: Choose how many years or months you want to invest.
- Input Expected Return: Set your reasonable annual return percentage (usually between 8%-15% for mutual funds).
- Choose Investment Type: Select SIP only or SIP + Lumpsum as per your preference.
- Get Your Result: The calculator will instantly show the required monthly SIP and how your money will grow over time.
Start Planning Your Goals Today!
Don’t rely on guesswork—let data guide your investments. Try our easy-to-use Goal SIP Calculator and take the first step toward achieving your dreams.
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