Ramesh Iyer 
A market crash feels very personal when you are a salaried investor. You open your app after a rough day at work, see red numbers across the NSE and BSE, and suddenly your plans for your child’s education, a home down payment, or retirement feel uncertain. I have seen many new investors make the same … Read more >>
A stock price moving up does not automatically mean the company is doing well. I learned this early when I opened my Demat account—a digital account that holds shares—and watched popular NSE and BSE stocks rise every day. It felt like every expensive stock was a great stock. But a good company and a good … Read more >>
Ravi is a 30-year-old salaried professional in Bengaluru. He invests ₹10,000 every month through a SIP and also owns a few shares listed on the NSE and BSE. Then he sees headlines about rate hikes, inflation, and falling stock prices. His first thought is simple: should I stop investing until interest rates come down? I … Read more >>
Watching the NSE or BSE turn red can feel painful, especially when you have just started investing. I remember opening my Demat account, putting my first few thousand rupees into mutual funds and stocks, and feeling nervous whenever the market dropped for three straight days. For a salaried person investing for retirement, a child’s education, … Read more >>
A few years ago, I remember looking at silver prices after hearing friends talk about gold, SIPs, and the stock market. Like many salaried investors in India, I had already opened a Demat account—a digital account that holds shares and ETFs—but I still wondered whether silver deserved a place beside my equity mutual funds. The … Read more >>
You may already invest ₹5,000 every month through a mutual fund SIP, own a few NSE or BSE stocks in your Demat account, and still wonder how people buy shares of companies before they list on the stock market. I had the same question when I first heard investors talk about pre-IPO opportunities and “grey … Read more >>
Most salaried investors in India begin with the same mix of excitement and confusion. You open a Demat account, see hundreds of stocks listed on the NSE and BSE, hear friends discussing multibaggers, and wonder whether you should buy shares, start a mutual fund SIP, or simply wait. I have seen this happen often. ChatGPT … Read more >>
I still remember the early days of investing: opening a Demat account, looking at hundreds of NSE and BSE stock names, and wondering whether I should buy shares, start a mutual fund SIP, or simply wait for the “right time.” For most salaried investors in India, the real challenge is not finding information. It is … Read more >>
You check your portfolio on a Tuesday afternoon and see the NSE and BSE indices in red. A few stocks have fallen, WhatsApp groups are buzzing, and someone says, “Tuesday is always bad for the market.” If you are a salaried investor who has just opened a Demat account or started a mutual fund SIP, … Read more >>
Most salaried Indians start investing with the same mix of excitement and confusion. You open a Demat account, hear friends discuss a hot stock on the NSE or BSE, see social-media posts about multibagger returns, and wonder whether a ₹5,000 SIP can really help fund your child’s education or retirement. I have seen this journey … Read more >>